Sanlam Intelligence

Welcome to Sanlam Intelligence. This is your portal to the latest news on a variety of topics that feature prominently in a financial adviser’s life. We provide you with up-to-date market commentary, making sure that you always have your finger on the pulse of the latest events that moved the market and are able to give your clients prompt feedback on how these events can affect their portfolios. Sanlam Intelligence also provides you with the latest information on our core solutions, empowering you to speak with authority on the solutions you chose to implement in your client’s financial plan. We are here to provide you with insights into the markets, the economy, and ever-changing investment legislation. We hope you enjoy the read.

Investment Landscape
Market Forces
Practice Management
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    A new dawn for SA but global trade wars loom
    23 April 2018
    The beginning of the year saw global stock markets stumble 1.3% with US equities experiencing their first quarterly decline since almost two years, suffering from a volatility-induced whiplash. With President Trump on the rampage, volatility spiked after a benign 2017. In addition, the threat of a trade war left global markets dizzy and tethering to find their feet, while the US Federal Reserve continued to hike rates.
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    Tax-free saving: the fast facts
    19 April 2018
    With the total tax burden of South Africans on the rise, it’s time to look more closely at those products that give you that much needed tax break. Retirement annuity (RAs) have been around for many years and most investors are familiar with this product, but tax-free savings accounts (TFSAs) were only introduced in 2015, and is fast gaining popularity among retail investors – for obvious reasons.
  • March 2018 Snapshot
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    Market review: March 2018
    10 April 2018
    March was a month filled to the brim with good news gifts for South Africans, even though the stock market took a few hard knocks. Last year’s economic growth data was released – a higher percentage than forecast. Later in the month Standard & Poor’s also raised their SA growth forecast for 2018 from 1% to 2%. Although this is a move in the right direction this level of growth is still too low to solve SA’s high unemployment rate. Saying that, from September to December last year SA managed to add 81 000 non-agricultural jobs to the economy, and average monthly earnings are now R20 004. What else happened during the month of March?
  • Snapshot February 2018
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    Market review: February 2018
    8 March 2018
    Despite it being the shortest month of the year, February proved that a month can be a long time in politics with the resignation of Zuma as president of South Africa, the inauguration of President Cyril Ramaphosa and the re-appointment of Nhlanhla Nene as finance minister. February was also the month of the National Budget review. The first VAT hike in 21 years was announced and markets responded positively to Treasury’s re-affirmation of its intent to stabilise the South African debt ratio. Other good news on the local front was the SA unemployment rate declining to 26.7% from the 27.7% and consumer inflation dropping to 4.4% from 4.7% year-on-year. What else happened during the month of February?
  • Q&A
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    Making each stock count – an interview with Patrice Rassou
    1 March 2018
    Patrice Rassou, head of Equities at SIM, was one of the panel speakers at the Glacier Investment Summit in Clarens on 28 February. Patrice is also the portfolio manager of the SIM Top Choice Equity Fund. In this Q&A he discusses the traits of this high-conviction fund. And in case you could not make it to Clarens, he answers some of the questions delegates had around high-conviction investing, such as, how many shares are enough?
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    South African Tax Infographic
    28 February 2018
    National Treasury has just delivered the 2018 Budget Review. Again, due to a persistent Budget deficit, certain taxes were raised. An increase in VAT to 15% is the headline story, but for individuals in the top four income tax brackets the range of the income brackets was not adjusted for inflation. In effect, your clients will therefore have less real income left after tax in the coming year.