Sanlam Intelligence

Welcome to Sanlam Intelligence. This is your portal to the latest news on a variety of topics that feature prominently in a financial adviser’s life. We provide you with up-to-date market commentary, making sure that you always have your finger on the pulse of the latest events that moved the market and are able to give your clients prompt feedback on how these events can affect their portfolios. Sanlam Intelligence also provides you with the latest information on our core solutions, empowering you to speak with authority on the solutions you chose to implement your client’s financial plan. We are here to provide you with insights into the markets, the economy, and ever-changing investment legislation. We hope you enjoy the read.

All
Investment Landscape
Market Forces
Legislation
Practice Management
Innovation
  • Read more
    Budget 2018: the impact on investors
    anemptytextlline
    22 February 2018
    The stand-out item of the 2018 Budget Speech delivered by Minister Gigaba must be the VAT adjustment. On 21 February the minister announced new tax measures to raise an additional R36 billion in 2018/19 - mainly through a higher VAT rate and below-inflation adjustments to personal income tax brackets.
  • Budget 2018: Bold, but we’re near the limit of raising tax rates
    Read more
    Budget 2018: Bold, but we’re near the limit of raising tax rates
    anemptytextlline
    22 February 2018
    In his ‘Budget 2018: Bold decisions and good intent’ investment economist Arthur Kamp argues that government is making good decisions but fast approaching the limit for tax as a percentage of our country’s GDP.
  • Tax-free saving – everything you need to know
    Read more
    Tax-free saving: everything you need to know
    anemptytextlline
    20 February 2018
    The three-year anniversary of the first tax-free unit trusts launched in 2015 is coming up and you’ll be pleasantly surprised at the superior three-year returns compared to their standard, taxable counterparts, particularly for pure equity and high equity funds. Not paying any dividends tax now and no capital gains tax in future will make a dramatic difference to your pocket. So, make sure to use this tax year for planting the seeds for a tax-free harvest in future.
  • Budget 2018: Gearing for growth
    Read more
    Budget 2018: Beware of focusing on the symptoms
    anemptytextlline
    20 February 2018
    Despite years of tax hikes and expenditure cuts, the Budget deficit remains wide and the government’s debt ratio continues to rise. Fiscal consolidation has not worked and one culprit is the depressed level of GDP growth. The good news is South Africa’s economic downturn seems to have bottomed in the middle of 2017 and the economy is set to grow faster in 2018. Slightly firmer growth, together with the additional fiscal consolidation “promised” by the National Treasury, should ensure the projected government budget deficit and debt level numbers for the next three years are not as worrying as those reflected in the MTBPS. If so, Budget 2018 is likely to be applauded. But, we should not focus on debt and budget balance targets alone. These are merely the symptoms of the problem.
  • Read more
    Market review: January 2018
    anemptytextlline
    12 February 2018
    The year 2018 was off to a strong start with both the Nasdaq and S&P 500 closing at record highs several times during the month.
  • Read more
    The balanced solution that’s far from passive
    anemptytextlline
    12 February 2018
    As investors we’re all looking for the same thing: a certain outcome and a smooth ride to that destination. On top of that, we also want maximum returns with minimum risk. Sounds impossible? Over the short term perhaps.