Market News & Financial Planning Tools| Investment Insights| Sanlam Intelligence

31 Mar 2021

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The Sanlam Investors’ Legacy Range marks a strong first close

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We are incredibly proud of the impact we have made with the Investors’ Legacy Range.
26 Feb 2021

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Sanlam UK's Hybrid Capital Solution: everything you wanted to know but were afraid to ask.

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Hybrid capital is a form of capital that sits below senior debt and above common equity; in other words, it is literally a hybrid fixed interest instrument. These type of instruments are typically issued by large, well-capitalized investment-grade companies.
17 Feb 2021

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The three habits of highly effective ETF investors

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The evolution of exchange-traded funds (ETFs) has made it possible for retail investors to construct cost-effective investment portfolios that could not have been imagined a decade ago.
1 Feb 2021

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Index Investing through a Pandemic: What to consider in 2021

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South Africa, 01 February 2021: Investors are heading into this year with 2020 whiplash and wondering what they can do to find returns in this topsy turvy world. Satrix – South Africa's 20-year-old index investment success story – says that off the back of a good last quarter of 2020, investors would do well to keep a few key insights into the investment landscape in mind for 2021.
20 Jan 2021

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The role of Net Replacement Ratios

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Are you taking care of your future self?
7 Dec 2020

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The three most important themes of our time

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According to the WEF, three themes rank as the most important matters of our time: climate change, rising inequality and cyber insecurity. These themes deserve special attention.
20 Oct 2020

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Sanlam welcomes the Smoothed Bonus Conduct Standard

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Retirement funds with smoothed bonus portfolios as part of their default investment portfolios have nine months to comply with the standard.
25 Sep 2020

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Retirement doesn’t have to be a bumpy ride

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Prior to 1880, the practice of retiring from one’s work and living off a pension was quite uncommon – unless you were in the military, where already in Roman times a pension was paid to retired soldiers. The first known move towards retirement on a nationwide scale was in the late 1800s when the German chancellor, Otto Von Bismarck, announced that everyone – except state employees who then already could retire after 40 years of service - would be forced to retire at the age of 70...

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Sanlam Investments consists of the following authorised Financial Services Providers: Sanlam Investment Management (Pty) Ltd (“SIM”), Sanlam Multi Manager International (Pty) Ltd (“SMMI”), Satrix Managers (RF) (Pty) Ltd, Graviton Wealth Management (Pty) Ltd (“GWM”), Graviton Financial Partners (Pty) Ltd (“GFP”), Satrix Investments (Pty) Ltd, Amplify Investment Partners (Pty) Ltd, Sanlam Capital Markets (Pty) Ltd (“SCM”), Sanlam Credit Fund Advisor Proprietary Limited, Sanlam Africa Real Estate Advisor Proprietary Limited and Sanlam Employee Benefits (“SEB”), a division of Sanlam Life Insurance Limited and Simeka Wealth (Pty) Ltd; and has the following approved Management Companies under the Collective Investment Schemes Control Act: Sanlam Collective Investments (RF) (Pty) Ltd (“SCI”) and Satrix Managers (RF) (Pty) Ltd (“Satrix”).

The Sanlam Group is a full member of the Association for Savings and Investment SA. Collective investment schemes are generally medium- to long-term investments. Please note that past performances are not necessarily an accurate determination of future performances, and that the value of investments / units / unit trusts may go down as well as up. A schedule of fees and charges and maximum commissions is available from the Managers, Sanlam Collective Investments (RF) Pty Ltd & Satrix Managers (RF) (Pty) Ltd, a registered and approved Managers in Collective Investment Schemes in Securities. Additional information of the proposed investment, including brochures, application forms and annual or quarterly reports, can be obtained from the Manager, free of charge. Collective investments are traded at ruling prices and can engage in borrowing and scrip lending. Collective investments are calculated on a net asset value basis, which is the total market value of all assets in the portfolio including any income accruals and less any deductible expenses such as audit fees, brokerage and service fees. Actual investment performance of the portfolio and the investor will differ depending on the initial fees applicable, the actual investment date, and the date of reinvestment of income as well as dividend withholding tax. Forward pricing is used. The Manager does not provide any guarantee either with respect to the capital or the return of a portfolio. The performance of the portfolio depends on the underlying assets and variable market factors. Performance is based on NAV to NAV calculations with income reinvestments done on the ex-div date. Lump sum investment performances are quoted. The portfolio may invest in other unit trust portfolios which levy their own fees, and may result is a higher fee structure for our portfolio. All the portfolio options presented are approved collective investment schemes in terms of Collective Investment Schemes Control Act, No 45 of 2002 (“CISCA”). The fund may from time to time invest in foreign instruments which could be accompanied by additional risks as well as potential limitations on the availability of market information. The Manager has the right to close any portfolios to new investors to manage them more efficiently in accordance with their mandates. The portfolio management of all the portfolios is outsourced to financial services providers authorized in terms of the Financial Advisory and Intermediary Services Act, 2002. Standard Bank of South Africa Ltd is the appointed trustee of the Sanlam Collective Investments Scheme & Standard Chartered Bank is the appointed trustee of the Satrix Managers Scheme.