In the dynamic world of investments, Natasha Narsingh, CEO of Sanlam Investments Active Manager discusses the crucial role of active investment management. What makes active investment management so essential in today’s dynamic financial landscape? Read the full article here.
The rand has recently faced a series of negative shocks, pushing it to its lowest level since the COVID-19 pandemic began. Factors such as higher global interest rates, a decline in the terms of trade, grey-listing by the Financial Action Task Force (FATF), concerns about the US debt ceiling, and ongoing electricity load-shedding have all contributed to this situation.
One of the first lessons you are taught in investments is: ‘Don’t put all your eggs in one basket’. It underlines the need to diversify your investment portfolio across several asset classes or multiple geographies. Our global emerging markets team believes that diversification should be based on future return expectations and drive asset allocation. Here the team highlights a few points for you to consider when making asset allocation decisions.
Nuclear received the ‘green’ light from the EU in July 2022. In South Africa, nuclear power seems like a more attractive solution than originally thought. But what are the true costs, economically and environmentally?
Duiwenhoks in the Southern Cape is an area experiencing the severe effects of climate change. These effects should be top of mind for investors, points out Zuziwe Jonas Nyareli, SANBI’s deputy director: climate change and land degradation.
The Sanlam Group is a full member of the Association for Savings and Investment SA. Collective investment schemes are generally medium- to long-term investments. Please note that past performances are not necessarily an accurate determination of future performances, and that the value of investments / units / unit trusts may go down as well as up. A schedule of fees and charges and maximum commissions is available from the Managers, Sanlam Collective Investments (RF) Pty Ltd & Satrix Managers (RF) (Pty) Ltd, a registered and approved Managers in Collective Investment Schemes in Securities. Additional information of the proposed investment, including brochures, application forms and annual or quarterly reports, can be obtained from the Manager, free of charge. Collective investments are traded at ruling prices and can engage in borrowing and scrip lending. Collective investments are calculated on a net asset value basis, which is the total market value of all assets in the portfolio including any income accruals and less any deductible expenses such as audit fees, brokerage and service fees. Actual investment performance of the portfolio and the investor will differ depending on the initial fees applicable, the actual investment date, and the date of reinvestment of income as well as dividend withholding tax. Forward pricing is used. The Manager does not provide any guarantee either with respect to the capital or the return of a portfolio. The performance of the portfolio depends on the underlying assets and variable market factors. Performance is based on NAV to NAV calculations with income reinvestments done on the ex-div date. Lump sum investment performances are quoted. The portfolio may invest in other unit trust portfolios which levy their own fees, and may result is a higher fee structure for our portfolio. All the portfolio options presented are approved collective investment schemes in terms of Collective Investment Schemes Control Act, No 45 of 2002 (“CISCA”). The fund may from time to time invest in foreign instruments which could be accompanied by additional risks as well as potential limitations on the availability of market information. The Manager has the right to close any portfolios to new investors to manage them more efficiently in accordance with their mandates. The portfolio management of all the portfolios is outsourced to financial services providers authorized in terms of the Financial Advisory and Intermediary Services Act, 2002. Standard Bank of South Africa Ltd is the appointed trustee of the Sanlam Collective Investments Scheme & Standard Chartered Bank is the appointed trustee of the Satrix Managers Scheme.